Website Leality

[funinthesun]

Hello, I am creating a personal finance blog that I will use to market spreadsheets/software/other digital product. I'm trying to find out exactly what kind of legal documentation I need to have for the site. I believe I need a site Privacy Policy, Disclosure, and Terms of Use. Is Terms of Use the same as the Disclaimer? I wasn't sure if a Disclaimer is another document I would need.

Is there a reliable service that can generate all required documents for free online? I have found several generators, but no single site that does it all for you.

[funinthesun]

Also, is there anything special you have to do to copyright your website and its content besides:

Copyright <my-site-name> / <my-business-name>

NOTE: my site name is different from my business' name, what is the appropriate format for this? Also, do you have to list a year? I would like to avoid having to manually update that every year if possible. Thanks!